The 5 best bank bonuses for November 2026, ranked for beginners: Chase $400, Chime $100, Capital One 360 $250 with no direct deposit, Huntington $400 and SoFi up to $400. Requirements, fine print and deadlines.
New to bank bonuses? Start with these 3, in order: Capital One 360 ($250, no direct deposit), Chase Total Checking ($400) and Chime ($100). The rules, the fine print and a simple timeline.
What counts as a direct deposit for a bank bonus? Paychecks, pensions and government benefits usually do; transfers, Zelle and checks usually don't. How Chase, Capital One, Huntington, SoFi and Chime define it.
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